Insurance

    Results: 39

  • Air Transportation (2)
    BT-4800.0500

    Air Transportation

    BT-4800.0500

    Organizations that utilize aircraft to transport people and commodities to their destinations.
  • Automobile/Van Adaptations (1)
    LH-0600.0100

    Automobile/Van Adaptations

    LH-0600.0100

    Programs that pay for or provide automobiles or vans which have ramps or wheelchair lifts, or seats or steering, signaling, gear shift and braking controls that have been modified for use by people who have disabilities; or that help these individuals to obtain this type of modification for their own vehicles. Also included are organizations that offer devices to facilitate the operation of specific functions within the vehicle such as car door openers, car door reachers, gas cap openers, seating restraints, especially designed rear view mirrors and other accessories which can be installed in or used with automobiles or vans.
  • Bus Fare (18)
    BT-8300.1000

    Bus Fare

    BT-8300.1000

    Programs that provide cash or tokens for individuals who have no personal means of transportation and are unable to use public transportation (or a taxi service) for necessary local travel without assistance with the fare. Also included are programs that provide bus fare for people who need to travel out of town (e.g., for a funeral) but do not have the means to do so.
  • Consumer Complaints (5)
    DD-1500

    Consumer Complaints

    DD-1500

    Programs that provide mechanisms through which consumers can register complaints regarding specific problems they are having with consumer goods and services, and obtain assistance in achieving a satisfactory resolution.
  • Consumer Education (6)
    DD-1800

    Consumer Education

    DD-1800

    Programs that utilize a wide variety of informational materials and techniques to increase the public's awareness of their rights and responsibilities as consumers of goods and services. The services may include information concerning federal and state consumer protection laws and regulatory agencies; advice regarding comparison shopping, use of consumer reports and buying guides, and other practices that help consumers make informed decisions and avoid problems before they occur; and education regarding the steps that need to be taken to resolve problems with unfair credit practices, defective products, shoddy repairs or workmanship or incompetent services.
  • Consumer Protection Agencies (1)
    DD-2100

    Consumer Protection Agencies

    DD-2100

    Agencies established by federal, state, county or city officials, business or industry associations, the media or the private sector to provide consumer education and information and/or to handle consumer complaints regarding unfair or fraudulent business or credit practices, unsafe or poor quality goods, incompetent services or other similar problems; and to provide solutions through mediation, arbitration or public pressure.
  • Dental Insurance (1)
    LH-3000.1700

    Dental Insurance

    LH-3000.1700

    Organizations that issue insurance policies which reimburse policy holders for all or a portion of the costs associated with diagnostic and preventive dental care, restorative work, oral surgery, crowns, inlays, dentures and other dental work.
  • Disability Related Transportation (21)
    BT-4500.6500-170

    Disability Related Transportation

    BT-4500.6500-170

    Programs that provide door-to-door (or curb-to-curb) transportation for purposes of shopping, banking, social events, medical appointments, getting to and from work, and similar activities for people with disabilities who need special accommodations and are unable to utilize other available means of transportation. Also included are programs that provide transportation for youngsters with disabilities who have no other means of accessing necessary specialized services and activities.
  • Discount Transit Passes (1)
    BT-8500.1000-180

    Discount Transit Passes

    BT-8500.1000-180

    Programs that issue passes for students, older adults, people with disabilities or other groups which enable them to utilize mass transit services at discount rates.
  • Escort Programs (8)
    PH-2200

    Escort Programs

    PH-2200

    Programs that accompany people who have limited mobility, cognitive impairments or other problems to specified local destinations and provide assistance which may include transportation or driving services, assisting the individual to enter and leave the vehicle and buildings, carrying packages, helping the person deal with other challenges and/or providing emotional support. Escort programs may assist older adults and people with disabilities, people who have AIDS or fear they have contracted the HIV virus, and others who need emotional and/or physical support; and may have limitations regarding the types of trips that qualify for this service.
  • General Paratransit/Community Ride Programs (4)
    BT-4500.6500-280

    General Paratransit/Community Ride Programs

    BT-4500.6500-280

    Programs that provide flexibly scheduled and routed door-to-door (or curb-to-curb) transportation services for the general public. Patrons generally have no private transportation and are unable to use the fixed-route public transportation system; or live in a rural area not served by a public transit system.
  • Government Consumer Protection Agencies (18)
    DD-2100.2500

    Government Consumer Protection Agencies

    DD-2100.2500

    Consumer protection offices that are part of federal, state, county or city governments which receive, investigate and resolve through direct action or referral to law enforcement or regulatory agencies, consumer complaints that are a result of transactions in the marketplace. Most government consumer affairs offices also publish and disseminate a large selection of consumer education materials, initiate studies to improve standards of conduct for businesses and consumers, and analyze and recommend changes in consumer protection legislation.
  • Health Insurance Information/Counseling (17)
    LH-3500

    Health Insurance Information/Counseling

    LH-3500

    Programs that offer information and guidance for people who need assistance in selecting appropriate health insurance coverage and which may also answer questions about health insurance benefits and help people complete insurance forms.
  • Health Insurance/Dental Coverage (1)
    LH-3000

    Health Insurance/Dental Coverage

    LH-3000

    Organizations that issue insurance policies which reimburse policy holders for all or a portion of the cost of hospital, medical or dental care or lost income arising from an illness or injury.
  • Indigent Transportation (1)
    BT-4500.6500-350

    Indigent Transportation

    BT-4500.6500-350

    Programs that provide door-to-door (or curb-to-curb) transportation for purposes of shopping, medical or welfare appointments, recreational or social events, trips to and from the individual's place of employment, or other similar activities for very low-income people who otherwise would have no means of transportation.
  • Insurance Claims Assistance (4)
    FT-3900.3300

    Insurance Claims Assistance

    FT-3900.3300

    Programs that provide a variety of supportive services for individuals who need assistance in completing, filing and/or appealing decisions with regard to insurance claims and/or for organizations that need assistance in benefits administration.
  • Insurance Complaints (1)
    DD-1500.4800

    Insurance Complaints

    DD-1500.4800

    Programs that accept and, where possible, attempt to resolve complaints regarding the licensing, services, unethical or improper conduct of personnel or other inappropriate business practices of companies that sell insurance or settle insurance claims.
  • Local Automobile Transportation (5)
    BT-4500.4500

    Local Automobile Transportation

    BT-4500.4500

    Organizations that provide or arrange for automobile or van transportation for individuals who want to travel within their community or to other nearby communities.
  • Local Bus Transit Services (5)
    BT-4500.4700-500

    Local Bus Transit Services

    BT-4500.4700-500

    Organizations that provide fixed-route mass transit services that utilize buses to transport people within the limits of a city, a metropolitan area, a county or a multicounty region or to move people from outlying areas into a city or metropolitan area. With traditional fixed-route services, buses run along an established path at preset times picking up passengers at designated bus stops. Variations include express fixed-route services with fewer stops; deviated-fixed route services which allow vehicles to deviate from the fixed route to pick up passengers at other specific locations, e.g., places of employment or child care centers, while keeping to a timetable for scheduled stops; point-deviation services which allow vehicles to stop at scheduled stops per a timetable but pick up passengers with advanced reservations between scheduled stops; and arrangements in which vehicles have no fixed stops but allow riders to hail a vehicle which travels along a fixed route and request a drop-off anywhere along the route.
  • Local Transit Passes (4)
    BT-8500.1000

    Local Transit Passes

    BT-8500.1000

    Programs that issue identification cards that people can use in lieu of cash to pay for mass transit services.
  • Medical Appointments Transportation (41)
    BT-4500.6500-500

    Medical Appointments Transportation

    BT-4500.6500-500

    Programs that provide nonemergency transportation for individuals who require routine medical services and who, because of financial problems or their physical condition, are unable to use other available means of local transportation.
  • Medicare (4)
    NS-8000.5000

    Medicare

    NS-8000.5000

    A federally funded health insurance program administered by the Centers for Medicare & Medicaid Services (CMS), previously known as the Health Care Financing Administration (HCFA), for people age 65 and older; for individuals with disabilities younger than age 65 who have received Social Security Disability benefits for at least 24 consecutive months; and for insured workers and their dependents who have end stage renal disease and need dialysis or a kidney transplant. Premiums, deductibles, and co-payments or out-of-pocket costs are required for Medicare coverage. Special programs that assist with paying some or all of these costs are available for low income persons who qualify. Medicare has four parts: Hospital Insurance (Part A), which helps pay for care in a hospital or skilled nursing facility, home health care and hospice care; Supplemental Medical Insurance (Part B), which helps pay for doctors, outpatient hospital care and other medical services including the Medicare Preventive benefits (effective January 1, 2005); Medicare Advantage (Part C, formerly known as Medicare+Choice), which offers a variety of Medicare managed care options, including coordinated care plans and private, unrestricted fee-for-service plans, that are required to provide, at minimum, the same benefits as Part A and B, excluding hospice services; and the Medicare Prescription Drug Benefit (Part D, effective January 1, 2006), a program managed by private plans that assists in covering the cost of prescription drugs for beneficiaries. People who have Medicare Part A and/or Part B need to join a Medicare prescription drug program to obtain insurance coverage for prescription drugs.
  • Medicare Information/Counseling (27)
    LH-3500.5000

    Medicare Information/Counseling

    LH-3500.5000

    Programs that offer information and guidance for older adults and people with disabilities regarding their health insurance options with the objective of empowering them to make informed choices. Included is information about the eligibility requirements for Medicare; selection and enrollment in a Medicare prescription drug plan; benefits covered (and not covered) by the program; the payment process; the rights of beneficiaries; the process for determinations, coverage denials and appeals; consumer safeguards; and options for filling the gap in Medicare coverage. These programs also provide counseling and assistance about the subsidies that are available to low income beneficiaries enrolled in the Part D Prescription Drug Benefit; and may also provide information about Medicaid and the linkages between the two programs, referrals to appropriate state and local agencies involved in the Medicaid program, information about other Medicare-related entities (such as peer review organizations, Medicare-approved prescription drug plans, fiscal intermediaries and carriers), and assistance in completing Medicare insurance forms.
  • Mercy Transportation (2)
    LH-6300.5600

    Mercy Transportation

    LH-6300.5600

    Programs, usually staffed by volunteer private pilots, that provide flight services for medical missions which may include transporting human organs and tissue for transplants; plasma or whole blood; anatomical specimens for medical research; medical personnel, equipment and supplies; and, in instances of medical and financial need, individual patients who require services from health care facilities that they would be unable to access without assistance. Also included are programs that provide compassionate, non-emergency long-distance ground transportation for patients in need, usually by bus.
  • Motor Vehicle Registration (10)
    DF-7000.5500

    Motor Vehicle Registration

    DF-7000.5500

    Programs that issue license plates for automobiles and other motor vehicles as evidence that the vehicles have been registered with the proper authorities and are authorized to be parked or driven on public roads and highways.
  • Paratransit Programs (7)
    BT-4500.6500

    Paratransit Programs

    BT-4500.6500

    Programs that provide flexibly scheduled and routed transportation services using low capacity vehicles such as vans for community residents who do not have private transportation and are unable to use the fixed-route public transportation system. Paratransit services generally operate within normal urban transit corridors or rural areas; and may be used by the general public or limited to special populations such as people who are elderly or have a disability, individuals who are not in a sober enough condition to drive their own vehicles or people who are endangered.
  • Paratransit Vouchers (1)
    BT-8500.6500

    Paratransit Vouchers

    BT-8500.6500

    Vouchers for community-operated paratransit services which are provided by senior centers and other organizations for people who qualify or are in need.
  • Park and Ride Facilities (1)
    BT-4500.4700-650

    Park and Ride Facilities

    BT-4500.4700-650

    Programs that provide parking facilities with connecting bus, rail, carpool or vanpool services that enable users to park their automobiles or bicycles in an outlying central location and utilize public transportation or take the carpool/vanpool to reach downtown areas, special events or other destinations.
  • Ride Sharing Programs (2)
    BT-4500.4500-700

    Ride Sharing Programs

    BT-4500.4500-700

    Programs that make arrangements for people to travel together in private automobiles and vans during busy commuting hours or which provide a central telephone number for people to use to identify others who are commuting to and from the same general area with whom they might share. Vehicle options include vanpools, carpools and shared ride taxi services. Vanpools may be publicly operated, employer operated or individually owned or leased; and the driver is generally not a paid employee but a rider in the vanpool. Shared ride taxi-services enable riders with similar points or origin and destination to group together to share the cost of a taxi ride.
  • Senior Center Bus Services (13)
    BT-4500.4700-800

    Senior Center Bus Services

    BT-4500.4700-800

    Fixed-route bus transportation provided by senior centers for elderly participants in their programs who do not have any other means of reaching the center.
  • Senior Ride Programs (27)
    BT-4500.6500-800

    Senior Ride Programs

    BT-4500.6500-800

    Programs that provide door-to-door (or curb-to-curb) transportation for purposes of medical appointments, shopping, banking, social events, and other similar activities for older adults who need special accommodations and are unable to utilize other available means of transportation.
  • Shuttle Services (2)
    BT-4500.4500-750

    Shuttle Services

    BT-4500.4500-750

    Programs that transport passengers from a prearranged pick-up point to an airport, train station or other point of departure or from an airport, train station or other point of arrival to their final destination (which may be a residence or a hotel) via an automobile, van or other shuttle vehicle. Also included are courtesy shuttles operated by hotels and car rental agencies.
  • Taxi Services (1)
    BT-4500.4500-850

    Taxi Services

    BT-4500.4500-850

    Organizations that provide door-to-door automobile transportation for people who are willing to pay an established fare that is usually recorded by a meter. In some communities, the organization coordinating paratransit services contracts with taxi companies to provide transportation.
  • Traffic Safety Education/Inspections (3)
    JR-8200.8500

    Traffic Safety Education/Inspections

    JR-8200.8500

    Programs that are designed to increase public awareness of the measures that people can take to ensure their own safety and that of others while driving or riding as passengers in motor vehicles, riding bicycles, roller skating, skateboarding, or walking as pedestrians in traffic; or which conduct inspections of motor vehicles, child passenger safety seats or other related equipment to assure driver and passenger safety.
  • Transportation Expense Assistance (1)
    BT-8300

    Transportation Expense Assistance

    BT-8300

    Programs that provide immediate cash, bus tokens, loans, loan/insurance payment support or other forms of financial assistance for people who otherwise have no means of transportation. Transportation expense assistance programs may have age, income, disability, need or other eligibility requirements.
  • Transportation Passes (1)
    BT-8500

    Transportation Passes

    BT-8500

    Programs that issue identification cards or vouchers that people can use in lieu of cash to pay for transportation.
  • Transportation Volunteer Opportunities (1)
    PX-8500

    Transportation Volunteer Opportunities

    PX-8500

    Organizations that are actively seeking individuals with a valid driver license and current insurance who are willing, on a voluntary basis without remuneration, to provide transportation or transportation related services for the agency itself or the people it serves.
  • Travel Training for Older Adults/People With Disabilities (1)
    LR-8500

    Travel Training for Older Adults/People With Disabilities

    LR-8500

    Programs that provide comprehensive, intensive instruction that is designed to teach older adults and/or individuals with disabilities how to travel independently and safely using accessible public transportation. Skills include crossing streets safely with and without traffic signals, boarding the correct bus or subway, recognizing and disembarking at the correct destination, following directions, recognizing and avoiding dangerous situations and obstacles, dealing appropriately with strangers, handling unexpected situations such as re-routed buses or subways or getting lost, maintaining appropriate behavior, using specialized equipment and/or devices, and recognizing the need for assistance and requesting help from appropriate sources.
  • Travelers Assistance (3)
    BT-8750

    Travelers Assistance

    BT-8750

    Programs that provide supportive services including information and emergency assistance for tourists, travelers or other visitors who have encountered problems, need directions or trip planning services to reach a destination or require information about the local transportation system.
 
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